Get home loan pre-approval online in three steps
Nov 02, 2026
Getting home loan pre-approval online will give you a realistic indication of what you can afford, so you can house hunt with confidence.
What is a good credit score if you want to buy a house?
To find out your chances of securing a home loan, check your credit score. A good credit score will significantly improve the likelihood of home loan approval.
Why you should use a home loan comparison service
The bond finance options for buying a home in South Africa
Home loan lending criteria: How do banks approve home loans
ooba is a home loan comparison service. We prequalify you before you buy, and when you are ready to apply for a home loan, we apply to all the banks on your behalf, and negotiate the best deal on your home loan. Find out more here: https://www.ooba.co.za/home-loan/
Submit your question here!
Your credit score is determined by how well you manage your debt, how many accounts you have and how long you’ve had them for, what you still owe, and how much of your available credit you’re using. You can get your free credit score by using ooba Home Loans’ Bond Indicator tool
A good credit score is essential to getting your home loan application approved. It gives you a stronger bargaining position with the bank, and improves your chances of getting the best interest rate on your home loan, saving you money in the long-term.
80% of application with an ooba Home Loans prequalification are approved.
What does it mean to get prequalified?
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The importance of home loan pre-approval
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Beatrice shares how she got prepared for a buying a home with the help of ooba
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The dangers of going unprepared when house hunting
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The importance of knowing your credit score
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Know your buyer status - Are you credit ready to own your own home?
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Who is ooba Home Loans?
